We no longer retire!  
Retirement planning – crucial to the wellbeing agenda. 
We live longer. Planning for a fulfilling third-phase is vital. There has never been more choice – including the date employees retire. 
Those attending F4C’s well-received in-house programmes have varied expectations and aspirations. Some will traditionally retire, others will want or need, to generate income. Still others, some five years or more from an actual date, know they need to start to plan a new lifestyle – one they control! 
Given the choice of when to retire many just ignore it. And this poses problems for workforce planning. 
But clients agree Third Phase Planning Opportunity & Choice brings a focus on a new lifestyle and encourages employees to start to plan for their third age. Because today - 
• No-one really ‘retires’ 
• ‘Retirement’ can be more than twenty years 
• Wider, varied choices need planning 
• ‘See how we go’ is not a healthy option 
• This is your third phase – but where to start? 
• So what do you/your partner really want from a new lifestyle? 
• What are the financial implications? 
F4C’s interactive one-day workshop – Opportunity & Choice is led by experienced third phase lifestyle facilitators. Evaluation is consistently positive and we are proud to receive many referrals. 
A very professional engaging and constructive workshop. Lots of scope to review my options' 
University Technician  
‘Never too early to give this subject consideration – a well spent day!‘ Accountant 
Legislation changes 
New Lifestyle  
“This is the most helpful and constructive course I have ever attended at the University … I will embark on my retirement with greater confidence in the belief that planning is the key" – Professor of Law 
“Retirement is an essential and growing part of the mainstream” – Katherine Whitehorn, writer 
Telephone us on: 01206 506100 
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